State and Local Scholarships

Mississippi Scholarships
Gulf Coast Area Scholarships
Metro Jackson Area Scholarships
North Mississippi Area Scholarships

National Scholarship Search Sites:

Beware of Scholarship Scams!

How can you tell which scholarship offers are legitimate and which are scams? The signs that follow many not mean an offer is a scam, but if an offer has more than one of these characteristics, it should be treated with caution.

  • If you have to pay money to get money, it may be a scam. Never spend more than a postage stamp to get information about scholarship programs.
  • Up-front fees required: These scams look like prizes, but require that you pay fees in order to claim your prize. If you win a prize from a contest you don’t remember entering, be suspicious. Some scams look like offers for low interest loans. Education loans never require an up-front fee; instead, they subtract fees you owe from your loan disbursement.
  • Guaranteed scholarship search services: Nobody can guarantee a student any financial aid money other than a Federal Stafford Student Loan, for which everyone qualifies. Guarantees typically come with hidden conditions that make it impossible to get your money back when their guarantee turns out to be false.
  • Free seminars: Many scholarship services offer a “free” seminar or interview to provide information about financial aid and their services. Though the meeting may be free, its real purpose is to get you to pay for their product. Students and parents can get all the information they need about financial aid, without a sales pitch, from Education Services Foundation, their school counselor or the college Financial Aid office.
  • Requests for personal information: Scholarship applications will never request your bank account numbers or credit card numbers and usually will not request your Social Security number. This information can be used to get confidential information about you or to illegally use your credit or bank accounts. Do not release this information.

Other clues to indicate a scam:

  • Organization name sounds like a federal agency or uses an official-looking government-type seal.
  • Claims to be endorsed or recommended by a university, government, Chamber of Commerce or Better Business Bureau. These kinds of organizations do not endorse or recommend private businesses.
  • Uses a post office box for its address with no other address information provided, or no phone or contact number is listed. You should always be able to get in touch with a scholarship agency. Call directory information to see if there is a listing for the organization to check out if it is legitimate.

Not sure? Have questions about a scholarship offer? 
Get an independent opinion from a trusted source. Show the offer to your school counselor, to the staff at your college’s financial aid office, or to a counselor at your nearest Get2College Center.